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Geopolitical Tensions Keep Markets on Edge
The Prussian general and influential military theorist Carl von Clausewitz introduced the concept of the ‘fog of war’ in his seminal work ‘Vom Kriege’ (On War) in 1837 - a concept that describes the uncertainty, confusion, and limited...
Read MoreRiding the Tailwinds: Our Investment Outlook for 2026
In contrast, bears seem to be hibernating on Wall Street, if not extinct altogether, as bullish sentiment has continued to drive equity markets higher. The relentless gush of cash into the stock market, however, is sending a powerful...
Read MoreEconomic & Market Summary Q3 2025
September is supposed to be Wall Street’s notorious villain, rattling the stock market and driving investors to panic - but this year, it eschewed the role. Interest rates are coming down; earnings growth remains robust; the job market is..
Read MoreTriumph of The Optimists
“They say there are two sides to everything. But there is only one side to the stock market; and it’s not the bull side or the bear side, but the right side.” Jesse Livermore, 1877 - 1940 ; American stock trader and pioneer of day...
Read MoreDebts, Deficits, and The Implications for Investors
“The pessimist sees difficulty in every opportunity. The optimist sees opportunity in every difficulty.” Sir Winston Churchill, 1874 - 1965; former Prime Minister of the United Kingdom from 1940 to 1945...
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Economic & Market Summary Q2 2025
Economic & Market Summary Q2 2025 Stock Market To the casual observer, the stock market's performance in the first half of the year might seem unremarkable, with the S&P 500 posting a modest 5% gain year-to-date. But that headline...
Read MoreUNPACKING THE IMPACT OF TARIFFS
“If you’re playing a poker game and you look around the table and can’t tell who the sucker is, it’s you.” PAUL NEWMAN, 1925 to 2008; actor, film director, race car driver, philanthropist UNPACKING THE IMPACT OF TARIFFS...
Read MoreWILL U.S. EXCEPTIONALISM CONTINUE TO POWER EQUITY MARKETS HIGHER IN 2025?
“Never let the future disturb you. You will meet it, if you have to, with the same weapons of reason which today arm you against the present.” Marcus Aurelius Antoninus, Roman emperor from 161 to 180 AD, Stoic philosopher WILL U.S....
Read MoreThe Fed Just Cut Interest Rates. Now What?
“We don’t think we’re behind. We think this is timely. But I think you can take this as a sign of our commitment not to get behind.” Fed Chair Jerome Powell, 1953 – present; after analysts expressed surprise at the magnitude of the...
Read MoreWhy You Want to Keep Your Politics Separate From Your Investing
Elections have consequences for financial markets. From Mexico to India to South Africa, surprising election results have already rocked markets recently. In France, the threat of electoral losses for the president’s centrist party...
Read MoreDon't Fight The FED!
The against-all-odds, can-do spirit of the U.S. economy, which despite a turbulent few years marked by high inflation, has proved far more resilient than anyone could have expected. This presents market participants their own version of...
Read MoreFed Rate-cut Hopes Fuel Festive Cheer for Markets. Will It Last?
“The future belongs to those who see possibilities before they become obvious.” JOHN SCULLEY, 1939 – present; Former CEO of PepsiCo and Apple....
Read MoreWhen Good News is Bad News for the Markets
“The ability to buy securities – particularly common stocks – successfully is the ability to look ahead accurately... It requires a skillful mental balance between facts of the past and the possibilities of the...
Read MoreSchwab Transition Update
The transition of all of our client accounts from TD Ameritrade Institutional (TDAI) to Schwab Advisor ServicesTM (Schwab) was officially completed over the Labor Day weekend with no significant problems.
Read MoreTD Ameritrade Account Transition To Schwab
Since Schwab’s acquisition of TD Ameritrade closed in October 2020, TD Ameritrade Institutional (TDAI) and Schwab Advisor Services TM (Schwab) have been actively working to bring their two companies together. Account conversion is...
Read MoreRecession Obsession and Wild Markets
“Most people get interested when everyone else is. The time to get interested is when no one else is. You can’t buy what is popular and do well.” WARREN BUFFETT, 1930 – PRESENT, CHAIRMAN & CEO BERKSHIRE...
Read MoreSix Surprising Facts About Retirement Confidence
Six Surprising Facts About Retirement Confidence. 1 in 3 retiree report higher expenses than anticipated. 20% of retirees find that extended care costs, which Medicare doesn't cover are much higher than expected. It's never too late...
Read MoreThe FED's Tightening Cycle Has Started to Inflict Damage
How quickly things change! Those gains unraveled quickly as the stock market shifted into reverse in February amid a stream of hotter-than-expected economic releases, including the above-mentioned data on the labor market and consumer...
Read MoreWe Are Moving to a New Location
We Are Moving to a New Location! As of Monday , May 22, 2023 our New address is 13480 Evening Creek Drive North, Suite 250, San Diego, CA 92128.
Read MoreIRS & California Extends Tax Deadline to October 16th for Almost all State Counties
Both the Internal Revenue Service (IRS) and the state of California Franchise Tax Board, has given taxpayers more time to file their taxes after the state has been hit with a period of severe weather over this past winter season. While...
Read MoreIRA Contribution Limits for 2022 & 2023
Contributing to an individual retirement arrangement (IRA) is a great way to grow your retirement savings and benefit from tax-sheltered investment growth or tax-free growth in a Roth option. The annual IRA contribution limit in 2023 is up
Read MoreSECURE 2.0 Passes - What could this mean for you?
In the final days of 2022, Congress passed a new set of retirement rules designed to facilitate contribution to retirement plans and access to those funds earmarked for retirement. The law is called SECURE 2.0, and it is a follow-up to...
Read MoreA Notable Shift In Interest Rates Has Altered The Investment Landscape
“You get recessions, you have stock market declines. If you don’t understand that’s going to happen, then you’re not ready, you won’t do well in the markets.” Peter Lynch, 1944 - present, legendary mutual fund manager and investor
Read MoreA Look Back at Our Giving Back
Telos Capital Management has continued its mission to support our local charities and families in need throughout the year. We are proud to be partners in support to these important organizations and their programs...
Read More5 Tips for Choosing a Medicare Plan During Annual Enrollment
If you are 65 and older, December 7th is an important deadline for Medicare Enrollment. Between October 15th and December 7th each year Medicare eligible enrollees have the option to review their coverage options and change plans. Changes..
Read MoreNo Pain, No Gain: The Cost of Tightening Monetary Policy
“It will be a rough road ahead as we feel the brunt of new Fed policies designed to undo the damage done by policies that created our current inflation problems.” National Federation of Independent Business (NFIB)...
Read MoreAre We Headed for a Recession?
“That hurricane is right out there down the road coming our way. We don’t know if it’s a minor one or Superstorm Sandy. You better brace yourself.” Jamie Dimon, 1956 – present, CEO of JPMorgan Chase
Read MoreUncertainty Has Become the Predominant Theme of 2022
“The secret for winning in the stock market does not include being right all the time… The key is to lose the least amount of money possible when you are wrong.” William O’Neil, 1933 – present, American...
Read MoreWhat is A Registered Investment Adviser (RIA)?
An RIA's primary purpose is to manage his or her clients assets and advise them on the best course of action to maximize their wealth.
Read MoreOctober 2021: Back to Investing Basics
“No amount of sophistication is going to allay the fact that all your knowledge is about the past and all your decisions are about the future.” Ian H. Wilson, 1923 – 2014, former GE executive...
Read MoreJuly 2021: Fed Opens the Door to Higher Rates to Keep Inflation Contained
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January 2021: The Year That Changed Everything
“We have two classes of forecasters: Those who don’t know – and those who don’t know they don’t know.” John Kenneth Galbraith, 1908 – 2006, Canadian-American economist, diplomat, and public...
Read MoreOctober 2020: Meeting The Challenges of A Low Yield Environment
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October 2019: Will Interest Rate Cuts Be Enough to Forestall a Recession?
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