Growth Investing
This is often done using a strategy designed to pursue portfolio growth and long-term wealth accumulation.
Telos Large-Cap Core Strategy
A diversified equity portfolio primarily using individual U.S. large-cap equities. This strategy may also include real estate investment trusts (REITs), ETFs for small- and mid-cap, international, emerging markets, and master limited partnerships to increase diversification and enhance return opportunities.
Telos Global Multi-Cap Core ETF Strategy
A diversified equity strategy using ETFs to capture global growth. We draw on a tactical approach to encompass alternative asset classes in addition to domestic and international multi-cap holdings.
Income Investing
Many retirees and risk averse investors favor income as their primary objective. For those investors, we offer a number of strategies that can be used individually or in combination. These strategies primarily focus on high-quality companies with healthy and sustainable dividends, and are potentially less volatile, than the U.S. stock market. Investors near or in retirement with a long-term investment horizon, those seeking a more conservative exposure, and individuals seeking ways to reduce their taxable income are examples of clients who potentially can benefit from our strategies.
Equity Income:
Our equity income strategies seek to deliver total return through a combination of current yield and the potential for capital appreciation. Two options are available: one that focuses primarily on individual stocks and one that uses diversified ETFs.
Telos Large-Cap Dividend Strategy
A diversified equity portfolio primarily consisting of individual U.S. large-cap stocks and focused on above-average dividend payouts. May include REITs and ETFs in small and mid-cap domestic, international, emerging markets, and master limited partnerships to increase diversification and enhance income and return opportunities.
Risk Management
Successful investing is about managing risk, not avoiding it. That’s why risk management is an integral part of our investment process. We apply a number of strategies that can help limit risk while offering the potential of higher returns.
Asset allocation - investing strategically: Asset allocation is a strategic approach to diversifying your portfolio among different asset classes that seeks to pursue the highest potential return within a certain level or risk. In an attempt to mitigate the risks of any one asset class, we use a diversified mix of asset classes, such as stocks, bonds, cash and other investment vehicles.
Diversification - spreading the risk: Diversification refers to the process of investing in a number of different securities. It takes asset allocation one step further by dividing your portfolio into different categories within each asset class. The key to diversification is to choose complementary investments that may perform differently under various market conditions.
Security selection: Once an asset allocation has been determined, we seek to identify appropriate securities to provide the desired investment returns for your portfolio without taking excessive risk.
Rebalancing: Shifting market prices will likely alter the asset allocation balance in your portfolio over time. This is commonly referred to as ‘asset drift’. The long-term consequence of asset drift is an altered risk level for your portfolio, which in turn may impair the ability to reach your long-term financial goals. Rebalancing involves reducing exposure to assets that have recently outperformed on a relative basis and buying those which have underperformed.
Comprehensive Wealth & Estate Planning
Building wealth is only part of the journey - preserving it, growing it, and passing it on with intention is where true financial stewardship begins. For pre-retirees and retirees, the stakes are high and the decisions are consequential. At Telos, we bring the clarity and expertise you need to navigate this critical chapter with confidence.
Comprehensive wealth and estate planning goes far beyond drafting a will. It encompasses the full architecture of your financial life - trusts designed to protect and transfer assets efficiently, tax strategies that minimize unnecessary erosion of your wealth, beneficiary planning that reflects your wishes, and coordination across your investments, insurance, and estate documents to ensure everything works together seamlessly.
We work closely with your attorney and tax professionals - or help connect you with trusted specialists - to build a plan that is both technically sound and deeply personal. Because the goal isn't simply to have an estate plan. It's to have the right plan: one that honors what you've built, protects the people you love, and reflects the legacy you intend to leave.